Any debt needs to be settled to feel more accessible and move forward without worrying about the consequences. They include karmic debt.
If you often fall victim to recurring destructive patterns of financial, personal, or social troubles, they may already be signs of karmic debt and your need to learn a karmic lesson.
Clarity is what you need to identify the karmic lesson that the universe wants you to learn.
You must understand better how the universe works, the universal energy, and your destiny and karmic relationships. You must understand the concept of karmic debt to properly repay it. Only then will your troubles subside, and you can begin living a fulfilling life.
To understand your karmic debt, you can do a tarot reading or meet a psychic reader. Understanding what psychic reading is to get a proper answer from your psychic.
What’s a Karmic Debt?
There are two types of karmic numbers in numerology: karmic lessons and karmic debts. Between the two, karmic debt has more punch, meaning it is more evident in your life than karmic lessons.
Karmic debt number or karmic debt refers to a hidden, warning, or testing number, which can create negative karmic energy. Karmic debt exists because you abused its energy in your previous lifetimes.
What it signifies
Simply put, karmic debt indicates that you have debts to pay in your current life for the actions that you have done in your previous life.
This means you have to repay karmic debt in this life for personal power, personal gain, and positive karma.
The numbers 19, 16, 14, and 13 are karmic debt numbers. Seeing any of these karmic debt numbers in the core numbers within your chart signifies that you are an old soul.
This means you are working on issues and unresolved negative energy from your previous life. You have brought forward such issues to work on and resolve in the “now” or your current life.
Karmic Debt in the Numerology Chart
Your birth date is your fate or destiny number, as it also serves as your life path number. It’s among your life’s core numbers, the others including the following:
- Expression number – Based on the total number of your birth name
- Heart’s desire number – Based on your full birth’s name’s vowels
- Birthday number – If you happen to be born either on the 13th, 14th, 16th, or 19th day of the month
These numbers have a leveling in terms of karma. For example, if your karmic debt is at your expression number instead of your life path number, it will have a lesser impact.
The impact will decrease if it falls in your heart’s desire number and lower even more if it’s in your birthday number.
However, all these core numbers are relevant. Regardless of how the karmic debt number fits your chart, it will still affect you.
Calculating Your Life Path Number
You must know your exact life path number. You can get it by calculating using the right formula. This is also your karmic debt number.
Why is it essential to add up your karmic debt number correctly?
You will be aware of your karmic debt if you’ve done it correctly. You must be mindful of the right life path numbers to know what karmic debts you must pay in this lifetime. You will also not know your karmic debt number.
There’s a right and wrong way to calculate this number. Some people add all the numbers in their birth dates across a row. This will give you the wrong result for your karmic debt number.
However, it works for them. But it happens. Sometimes, even a wrong karmic debt number would produce good results, but most of the time, it won’t.
Getting an accurate karmic debt number
You must remember that your soul chose your date of birth in your past life. You asked for it based on the lessons you intend to learn in this lifetime.
Here’s how you calculate your life path number correctly to get a clearer idea about your karmic debts.
You have to break down your birth month separately. But there are exceptions, the 11s, and 22s. If the person was born in the 11th month or November, there’s no need to separate them. So instead, you can use the exact number.
It also goes on the day you were born, and you no longer need to break down the number if you were born on the 11th or 22nd day.
Why leave the 11s and 22s as they are? These numbers pertain to more enormous responsibilities that the person needs to continue working on throughout life. They indicate a master contract your soul signed before coming to this life.
For example, if your date of birth is January 13th, 2005:
- January = 1 (January is the first month)
- 13th (day) is reduced to 1+3=4
- 2005 (birth year) is reduced to 2+0+0+5=7 (if you have a double-digit, keep adding until you have a single-digit number)
Add the separate numbers you’ve got:
- 1+4+7=12 reduce the number to 1+2=3
This means that your life path number is 12/3.
Everybody has a unique birth code, which you can understand when looking at a numerology chart.
In the sample of a life path number 12/3, 12 signifies completion. It is comprised of two numbers: 1 and 2. The number 1 represents the beginning of the singular nature of the universe. It relates to motivation, harmony, perfection, completion, independence, and achievement.
On the other hand, number 2 is about life’s mutable nature, partnership, and diplomacy. For example, the number 12 is at the end of the spectrum of numerology.
What the number means
The number is like a curtain call that allows you to wrap things up so you can benefit from whatever the universe gives you. Usually, number 12 individuals are energetic, dynamic, and love to assume a leadership position.
Life path number 3 is about expansion and communication, and the karmic debt number 3 is often a beautiful person who loves beautiful things.
You can look into numerology charts for meanings with the correct life path number. In the sample above, the implications were geared more toward understanding the personality.
This is because the life path number derived from the given date of birth does not correspond to any karmic debt numbers.
What does this mean? You probably may not have any karmic debt, but this is not absolute. It only states the obvious since the result belongs to something other than the qualified karmic debt numbers.
More About Karmic Debt Numbers
There are four karmic debt numbers, and every number is listed by pair. So you get this if your life path number corresponds to the following: 19/1, 16/7, 14/5, and 13/4.
These numbers describe the characteristics you need to work on to repay your debt. For example, you can check their meanings if you have followed the calculations in getting the life path number and derived a result corresponding to any karmic number.
You will understand how to repay your debt, leading to a happier and more fulfilling life. Here’s a look at the meanings of the four karmic debt numbers:
19/1
When you have karmic debt number 19/1, you have to learn independence and use power properly. This means that in your previous lives, you have stomped on people’s toes or made others suffer for your own gains or to get ahead.
The number 1 goal here is to be in control and a leader. Because of what you’ve done in the past, you are now forced to stand up for yourself. You will do it even if it means standing by yourself most of the time.
You need to use power properly. This means you must embrace other people to help you reach the top. You have to work with a team and take them with you instead of taking all the credits.
How it affects your life
You will face many difficulties in overcoming personal struggles. Both numbers comprising the pair mean independence, which can sometimes be harmful. You are independent, which leaves you alone to the point that you may already wonder why it is hard for you to develop solid relationships.
Your self-imposed independence makes it hard for you to accept help. You would want to avoid getting the advice of others or listening to them. You value your image and find it difficult to lose the leadership role. You also wouldn’t let anybody know your inner struggles.
How to deal with this number
If you allow this to continue and don’t open up to the reality that you need love and interdependence, your self-imposed independence will eventually feel like a prison.
To reduce the difficulties of those with karmic debt number 19/1, ensure that you do the following:
- Become a leader who wants everybody to succeed and get credit for it.
- Avoid the temptations of becoming self-serving.
- Accept guidance and help from others.
- Ask for help when needed.
16/7
The karmic debt number 16 in the core numbers relates to destruction and rebirth. It is a continuous cycle that helps bring you toward higher consciousness.
Karmic debt number 16 can be seen as incredible spiritual growth and a path of progress.
How it affects your life
You will likely hit many rock bottoms when you have this karmic number. But you should see them as a preparation to connect better on a higher level. This is because 7 is a spiritual teacher.
Most people with this karmic debt go through life’s ups and downs. But they always go back up and eventually teach others what they have learned from the experience so they can also learn and benefit from it.
How to deal with this number
The process for 16/7 is not easy as it comes after your ego has been hurt and bruised. However, you will face many challenges in life that will present you with choices designed to break down what you have already built.
- You are an analytical thinker, something other people don’t see about you. But you also tend to turn every stone and overthink things. To help you deal with the obstacles that come with this karmic debt number, you may want to focus on the following:
- Do not isolate yourself beyond what is considered healthy.
- Practice yoga and meditation to develop spiritual growth.
- Listen to your intuition instead of second-guessing yourself.
- Have a stronger faith in yourself.
- Trust in the natural process of the universe.
14/5
The karmic debt number 14 means that your freedom has been abused in your past life. You were possibly a slave or a prisoner.
This results in a personality wherein you value your freedom in this lifetime and guard it with all your might. You might need help to maintain relationships or get married.
How it affects your life
To get through the karmic debt number 14/5, your goal is to learn how to adapt to change. It’s all about being flexible and adaptable. For example, the number 4 says that you need to be practical and robust, which opposes the goal of 5, which is to be flexible and adaptable.
You need to learn how to balance the two. The number 1 is all about gaining confidence in developing your creative potential.
However, you must know the high risk of becoming a slave to your freedom. For example, you might overindulge in sex or food or abuse alcohol or drugs when this happens.
How to deal with this number
To work with the karmic debt 14/5, you must stick to your intended actions. You have to give your commitment. Despite the bumpy roads ahead in life, you will stay in the right direction as long as you stick to your plan and remain focused on your goals.
- Here are the things you need to work on to repay the karmic debt 14/5:
- Commit and follow through with it.
- Take the step-by-step process of channeling your creative potential.
- Use lists, day timers, and other things to help you stay focused on your tasks.
- Develop a daily exercise regimen to keep your mind away from anything addicting.
- Give your commitment to complete your studies.
13/4
The karmic debt number 13 indicates a lot of frustrations in life. This signifies that you need to work hard to accomplish your tasks.
When you individually look at the karmic debt numbers, 4 is your goal. It means being stable and focused. It understands the importance of discipline and hard work to get things done. So it’s about being grounded and practical.
How it affects your life
The lessons you need to learn at this karmic debt number are around the 3 and 1 energies. The number 3 signifies wanting to become social, try different things, focus, and have fun.
The number 4 says you have to be focused, but then the number 3 says that you are not like that. This shows you what to work on to pay your karmic debt.
On the other hand, number 1 is all about your confidence in your creative potential. So, if you have 13/4 karmic debt, you must strive to stay focused on any task.
How to deal with this number
The key here is always to work with the details and work with your focus. However, you will always be tempted to take shortcuts since it was how you were in your previous life.
Being a bit lazy did not end well for you in your past life, so you are now paying for it in this lifetime.
Whatever debt you have incurred in your past life resulted from your work ethic. So what do you do when you have the karmic debt number 13/4?
- Step up and do more than what’s asked in your job, role, or position.
- Always give your 100 percent at work.
- Resist the temptation of taking a shortcut.
- Pay attention to details.
The karmic debt number 13/4 says that you lack confidence in some areas of your life and are your worst critic. It makes you second-guess yourself and make you often feel insecure.
Final Thoughts
Karma is forgiving, and it is not vengeful. By knowing your karmic debt number, you will learn a karmic lesson and get a chance to correct your past life choices.
The process will benefit you in your present and future life by improving who you are. It clears away negative emotions and teaches life lessons you can use to improve the quality of your life.
